Chat with us, powered by LiveChat

We Help Deliver Excellence

EXPAND is a trusted fiduciary and technology partner. Rely on our knowledge and experience to help you compete and grow.

Fiduciary Partner

For recordkeepers, broker-dealers, and RIAs

As your 3(38) fiduciary partner, EXPAND creates and manages a product-level 401k investment lineup.

N
Custom investment lineup and IPS ? Works with institutional partners to develop custom investment lineups and supporting Investment Policy Statement.
N
Quarterly investment monitoring and reporting ? Detailed quarterly investment monitoring reports are provided to track the investment conformance.
N
Advisor product training ?Will host home office or regional office level group training sessions on various retirement plan related topics.
N
Serve as 3(38) fiduciary ?As Investment Fiduciary, EXPAND is legally accountable to maintaining a prudent process to select and monitor the investments used.
N
Advisors maintain all client communication ?Advisor is the lead relationship manager to the plan sponsor client and participants.

Advisor Flex

For advisors with a 401k practice

EXPAND delivers a technology-based partnership to streamline operations and support your growth.

N
Proprietary technology and processes to streamline investment management ?Access to EXPAND’s proprietary fund evaluation methodology and technology to manage retirement plan investment lineup.
N
Flexible service models to support advisor needs ?EXPAND provides customized levels of advisor support and resources to align to your practice exactly how you prefer.
N
Advisor maintains all client communication ?Advisor is the lead relationship manager to the plan sponsor client and participants.
N
We become the team you need ?EXPAND supports you in an investment fiduciary capacity behind the scenes or as a member of your team giving your practice additional depth.

Advisor Complete

For advisors new to 401k

EXPAND can help you make 401k a profitable part of your advisory practice without requiring you to become a plan expert.

N

Service and support all aspects of plan management ?EXPAND supports you and the plan sponsor with plan design, operations, and investment management.

N
Coaching to help you shine in front of clients ?We provide comprehensive agreements, reports, and resources to assist you in managing the plan sponsor relationship.
N
Serve as investment fiduciary ?As Investment Fiduciary, EXPAND is legally bound to act solely in the best interest of the plan and participants.
N
Deliver client requested communication ?EXPAND delivers client requested information directly and copies the advisor to stay informed.

See the Details

Details of EXPAND Services

Checkmark  Included

〇 Optional
Fiduciary Partner
PLAN INVESTMENTS
Creates Investment Policy Statement ?Document adopted by the plan that provides general investment goals and objectives.
Screens and Monitors Investments ?Monthly, plan’s investments are screened and scored against a 16-point scoring criteria.
Creates / Manages Firm-Level Investment Lineup ?EXPAND takes liabilty for the investment lineup selection and ongoing monitoring.
Provides Quarterly Investment Screening Reports ?Detailed quarterly investment monitoring reports are provided to track the investment conformance (Or quality).
Recommends When to Replace Investments ?Funds not meeting the Investment Policy Statement criteria are placed on a “watch” list or “replace” list. Replacement investments are suggested and/or implemented.
Becomes a Plan Fiduciary ?As Investment Fiduciary, EXPAND is legally bound to act solely in the best interest of the plan and participants.
Assumes Full Investment Discretion ?As a 3(38) Investment Fiduciary, EXPAND manages all aspects of the investment selection and monitoring process.
Replaces Investments When Required ?Works directly with your retirement plan provider to replace investments not meeting the Investment Policy Statement criteria.
Creates / Manages Custom Lineups for Each Client ?EXPAND works with advisor to create the plan’s investment lineup to align with your investment style and preferences.
SALES AND SUPPORT
Product Strategy Consultations ?Works with the Advisor or Institution to design a solution best for your needs.
Advisor Group Training ?Will host home office or regional office level group training sessions on various retirement plan related topics.
Individualized Advisor Training ?Works one-on-one to support advisors understanding of retirement plan advisory services.
Ongoing Advisor Consultations and Support ?Continues to support advisors with consulting and education.
Prepares Advisor 401k Proposals ?Prepares proposals for each prospective client and will work with advisor on presenting solution.
Fact-Finding and Presentations with Prospects ?EXPAND participates in discovery calls and presentations to customize solutions.
Vendor Evaluation and Recommendations ?Works with advisor to evaluate current plan’s vendor(s) and make recommendations on best vendor fit.
Requests Proposals from Vendors ?Send out, collect, and evaluate proposals from vendors. Works with advisor to present best solutions.
Fee Benchmarking and Plan Analysis ?Reviews plans for investment, fee, and plan design benchmarking and provides recommendations.
Advisor Agreements / Fee Disclosures ?Reviews advisor agreements and fee disclosures to ensure services are represented. *This is not considered legal advice.
ONGOING PLAN SUPPORT
Lead or Support Participant Enrollment Meetings ?Reviews advisor agreements and fee disclosures to ensure services are represented. *This is not considered legal advice.
Field Participant Investment Questions ?Participants may call EXPAND directly to discuss investment and plan related questions.
Direct Client / Plan Operation Support ?EXPAND will work directly plan sponsor regarding the ongoing operations of the plan, and any plan design or compliance matters.
Lead or Support Plan Committee Meetings ?Lead, participate, or support plan committee meetings. Will also maintain meeting minutes.
ADVISOR OR INSTITUTION'S ROLE
Serve as Relationship Manager ?Advisor is the lead relationship manager to the plan sponsor client.
Lead Participant Enrollment Meetings ?Adviosor may lead enrollment meetings. EXPAND will support as requested.
Field Participant Investment Questions ?Advisor is the lead in answering plan sponsor’s questions related to the investment lineup. EXPAND is available as needed.
Lead Committee Meetings ?Advisor will take the lead with the plan sponsor to schedule and document committee meetings.
Review Investment Monitoring Reports with Client ?Advisor uses EXPAND quarterly investment report to review and discuss with plan sponsor.
Handle Sales and Proposals ?Advisor is in the lead on all new prospective client opportunities.
Serve as Plan Fiduciary ?Advisor or Institution may service as Investment Fiduciary with support from EXPAND.
PRICING AND FEES (PLAN SIZE)
Annual Flat Fee Per Plan ?This fee is invoiced quarterly in arrears. If the plan has assets of more than $250,000 fees can be paid from plan assets. Otherwise fees are invoiced to, and paid by, the employer.
$100
Pricing Based on Plan Size, Service Options, and Book Size ?This fee is displayed as an annual fee and is automatically deducted quarterly in arrears from plan assets.
.03% to .07%
Minimum Fee Per Plan ?A minimum fee to the Annual Flat Fee per Plan.
$0
Advisor Flex
PLAN INVESTMENTS
Creates Investment Policy Statement ?Document adopted by the plan that provides general investment goals and objectives.
Screens and Monitors Investments ?Monthly, plan’s investments are screened and scored against a 16-point scoring criteria.
Creates / Manages Firm-Level Investment Lineup ?EXPAND takes liabilty for the investment lineup selection and ongoing monitoring.
Provides Quarterly Investment Screening Reports ?Detailed quarterly investment monitoring reports are provided to track the investment conformance (Or quality).
Recommends When to Replace Investments ?Funds not meeting the Investment Policy Statement criteria are placed on a “watch” list or “replace” list. Replacement investments are suggested and/or implemented.
Becomes a Plan Fiduciary ?As Investment Fiduciary, EXPAND is legally bound to act solely in the best interest of the plan and participants.
Assumes Full Investment Discretion ?As a 3(38) Investment Fiduciary, EXPAND manages all aspects of the investment selection and monitoring process.
Replaces Investments When Required ?Works directly with your retirement plan provider to replace investments not meeting the Investment Policy Statement criteria.
Creates / Manages Custom Lineups for Each Client ?EXPAND works with advisor to create the plan’s investment lineup to align with your investment style and preferences.
SALES AND SUPPORT
Product Strategy Consultations ?Works with the Advisor or Institution to design a solution best for your needs.
Advisor Group Training ?Will host home office or regional office level group training sessions on various retirement plan related topics.
Individualized Advisor Training ?Works one-on-one to support advisors understanding of retirement plan advisory services.
Ongoing Advisor Consultations and Support ?Continues to support advisors with consulting and education.
Prepares Advisor 401k Proposals ?Prepares proposals for each prospective client and will work with advisor on presenting solution.
Fact-Finding and Presentations with Prospects ?EXPAND participates in discovery calls and presentations to customize solutions.
Vendor Evaluation and Recommendations ?Works with advisor to evaluate current plan’s vendor(s) and make recommendations on best vendor fit.
Requests Proposals from Vendors ?Send out, collect, and evaluate proposals from vendors. Works with advisor to present best solutions.
Fee Benchmarking and Plan Analysis ?Reviews plans for investment, fee, and plan design benchmarking and provides recommendations.
Advisor Agreements / Fee Disclosures ?Reviews advisor agreements and fee disclosures to ensure services are represented. *This is not considered legal advice.
ONGOING PLAN SUPPORT
Lead or Support Participant Enrollment Meetings ?Reviews advisor agreements and fee disclosures to ensure services are represented. *This is not considered legal advice.
Field Participant Investment Questions ?Participants may call EXPAND directly to discuss investment and plan related questions.
Direct Client / Plan Operation Support ?EXPAND will work directly plan sponsor regarding the ongoing operations of the plan, and any plan design or compliance matters.
Lead or Support Plan Committee Meetings ?Lead, participate, or support plan committee meetings. Will also maintain meeting minutes.
ADVISOR OR INSTITUTION'S ROLE
Serve as Relationship Manager ?Advisor is the lead relationship manager to the plan sponsor client.
Lead Participant Enrollment Meetings ?Adviosor may lead enrollment meetings. EXPAND will support as requested.
Field Participant Investment Questions ?Advisor is the lead in answering plan sponsor’s questions related to the investment lineup. EXPAND is available as needed.
Lead Committee Meetings ?Advisor will take the lead with the plan sponsor to schedule and document committee meetings.
Review Investment Monitoring Reports with Client ?Advisor uses EXPAND quarterly investment report to review and discuss with plan sponsor.
Handle Sales and Proposals ?Advisor is in the lead on all new prospective client opportunities.
Serve as Plan Fiduciary ?Advisor or Institution may service as Investment Fiduciary with support from EXPAND.
PRICING AND FEES (PLAN SIZE)
Annual Flat Fee Per Plan ?This fee is invoiced quarterly in arrears. If the plan has assets of more than $250,000 fees can be paid from plan assets. Otherwise fees are invoiced to, and paid by, the employer.
Pricing Based on Plan Size, Service Options, and Book Size ?This fee is displayed as an annual fee and is automatically deducted quarterly in arrears from plan assets.
.05% to .15%
Minimum Fee Per Plan ?A minimum fee to the Annual Flat Fee per Plan.
$0 to $500
Advisor Complete
PLAN INVESTMENTS
Creates Investment Policy Statement ?Document adopted by the plan that provides general investment goals and objectives.
Screens and Monitors Investments ?Monthly, plan’s investments are screened and scored against a 16-point scoring criteria.
Creates / Manages Firm-Level Investment Lineup ?EXPAND takes liabilty for the investment lineup selection and ongoing monitoring.
Provides Quarterly Investment Screening Reports ?Detailed quarterly investment monitoring reports are provided to track the investment conformance (Or quality).
Recommends When to Replace Investments ?Funds not meeting the Investment Policy Statement criteria are placed on a “watch” list or “replace” list. Replacement investments are suggested and/or implemented.
Becomes a Plan Fiduciary ?As Investment Fiduciary, EXPAND is legally bound to act solely in the best interest of the plan and participants.
Assumes Full Investment Discretion ?As a 3(38) Investment Fiduciary, EXPAND manages all aspects of the investment selection and monitoring process.
Replaces Investments When Required ?Works directly with your retirement plan provider to replace investments not meeting the Investment Policy Statement criteria.
Creates / Manages Custom Lineups for Each Client ?EXPAND works with advisor to create the plan’s investment lineup to align with your investment style and preferences.
SALES AND SUPPORT
Product Strategy Consultations ?Works with the Advisor or Institution to design a solution best for your needs.
Advisor Group Training ?Will host home office or regional office level group training sessions on various retirement plan related topics.
Individualized Advisor Training ?Works one-on-one to support advisors understanding of retirement plan advisory services.
Ongoing Advisor Consultations and Support ?Continues to support advisors with consulting and education.
Prepares Advisor 401k Proposals ?Prepares proposals for each prospective client and will work with advisor on presenting solution.
Fact-Finding and Presentations with Prospects ?EXPAND participates in discovery calls and presentations to customize solutions.
Vendor Evaluation and Recommendations ?Works with advisor to evaluate current plan’s vendor(s) and make recommendations on best vendor fit.
Requests Proposals from Vendors ?Send out, collect, and evaluate proposals from vendors. Works with advisor to present best solutions.
Fee Benchmarking and Plan Analysis ?Reviews plans for investment, fee, and plan design benchmarking and provides recommendations.
Advisor Agreements / Fee Disclosures ?Reviews advisor agreements and fee disclosures to ensure services are represented. *This is not considered legal advice.
ONGOING PLAN SUPPORT
Lead or Support Participant Enrollment Meetings ?Reviews advisor agreements and fee disclosures to ensure services are represented. *This is not considered legal advice.
Field Participant Investment Questions ?Participants may call EXPAND directly to discuss investment and plan related questions.
Direct Client / Plan Operation Support ?EXPAND will work directly plan sponsor regarding the ongoing operations of the plan, and any plan design or compliance matters.
Lead or Support Plan Committee Meetings ?Lead, participate, or support plan committee meetings. Will also maintain meeting minutes.
ADVISOR OR INSTITUTION'S ROLE
Serve as Relationship Manager ?Advisor is the lead relationship manager to the plan sponsor client.
Lead Participant Enrollment Meetings ?Adviosor may lead enrollment meetings. EXPAND will support as requested.
Field Participant Investment Questions ?Advisor is the lead in answering plan sponsor’s questions related to the investment lineup. EXPAND is available as needed.
Lead Committee Meetings ?Advisor will take the lead with the plan sponsor to schedule and document committee meetings.
Review Investment Monitoring Reports with Client ?Advisor uses EXPAND quarterly investment report to review and discuss with plan sponsor.
Handle Sales and Proposals ?Advisor is in the lead on all new prospective client opportunities.
Serve as Plan Fiduciary ?Advisor or Institution may service as Investment Fiduciary with support from EXPAND.
PRICING AND FEES (PLAN SIZE)
Annual Flat Fee Per Plan ?This fee is invoiced quarterly in arrears. If the plan has assets of more than $250,000 fees can be paid from plan assets. Otherwise fees are invoiced to, and paid by, the employer.
Pricing Based on Plan Size, Service Options, and Book Size ?This fee is displayed as an annual fee and is automatically deducted quarterly in arrears from plan assets.
.15% to .25%
Minimum Fee Per Plan ?A minimum fee to the Annual Flat Fee per Plan.
$500 to $1,500